What a routed deal actually looks like

For lenders — the exact fields EFN sends, and what stays withheld.

Before you commit to anything, here is the information EFN sends when a deal matches your appetite, and what stays withheld until you say you want it. The page shows illustrative figures against the real fields; it is not a real borrower.

Stage one — what arrives in your inbox

Enough to underwrite the fit. No identity, so an unclaimed deal costs the borrower nothing. The fields sent are:

• Equipment, year and condition, and seller type
• Amount requested and down payment available
• Business state and industry
• Time in business, credit range, and annual revenue range
• Match score, and the deadline to respond — 24 hours from delivery

Stage two — released when you express interest

One click, from the email or the portal, with no login needed to respond. The borrower's identity and full credit application unlock at that moment, and not before. What unlocks:

• Contact name, company, email and phone
• Entity type and business address
• Ownership breakdown
• The completed credit application, including EIN and the guarantor's detail where the borrower provided one

Social Security numbers are encrypted at rest and are never included in the stage-one match summary.

Join the lender network to define the appetite profile these matches are checked against.