Restaurant & Food Service Equipment Financing
Commercial Kitchens, Refrigeration, Cooking Lines & Food Service Equipment
Restaurant equipment financing is one of the most challenging categories in equipment lending. High failure rates in the industry make many lenders hesitant. EFN routes food service deals to lenders who are specifically open to this segment and can evaluate the full business picture rather than just the industry code.
Start a funding requestEquipment we cover in this category
- Commercial Cooking Lines & Ranges
- Walk-In Coolers & Freezers
- Refrigerated Display Cases
- Dishwashing & Sanitation Systems
- Commercial Ovens & Fryers
- Food Prep Equipment
- POS Systems & Technology
- Full Kitchen Build-Outs
Typical deal parameters
- Typical deal size
- $10,000 – $500,000
- Time in business
- 1+ year strongly preferred; new location build-outs evaluated with operator track record
- Credit
- 650+ FICO preferred; strong revenue and operating history can offset credit
Lenders willing to finance restaurants in our network typically require 1+ year in business and positive cash flow. We only route deals that meet baseline criteria.
How EFN works
- Tell us about the equipment, your business, and the amount you need. It takes about five minutes.
- A person reviews your profile against lender appetite criteria — your file is not blasted to a list.
- When there is a genuine fit, we introduce you to that funding source and tell you the moment it happens.
Equipment Funding Network is a match and routing service, not a lender. EFN does not make credit decisions and does not set your financing terms — the funding source does. There is no cost to you to use EFN.
Related categories
Manufacturing Equipment · Technology Equipment · Medical Equipment