Equipment Financing, Explained
Straight answers to the questions business owners actually ask before they finance a piece of equipment — written by people who broker these deals.
What Credit Score Do You Actually Need to Finance Business Equipment?
August 4, 2026 · 6 min read
There is no single cutoff score. Here is what each credit band realistically means for an equipment loan, what lenders read alongside the number, and how down payment, time in business and the asset itself change the answer.
Equipment financing vs leasing: the real difference
August 4, 2026 · 6 min read
Financing means you own the equipment at the end. Leasing means someone else owns it and you decide what to do when the term runs out. Here is how to tell which one you are actually being quoted, and when each genuinely wins.
Can You Finance Equipment With No Time in Business?
August 4, 2026 · 6 min read
Yes — businesses that are weeks old finance equipment every day. Startup deals just get underwritten on different things: your experience, your personal credit, your down payment, and how easily the machine could be resold.